Bybit Auto Earn: A smarter way to grow your idle crypto
Bybit Auto Earn — previously known as Bybit Auto Savings — is a streamlined tool designed to put your idle crypto to work without the hassle of manual management. In just a few clicks, you can earn passive income on supported digital assets, with your unused balances automatically subscribed to Flexible Savings plans daily.
There’s no need to time the market, lock your funds or micromanage your account — Auto Earn handles yield generation while keeping your assets liquid and accessible. Whether you’re a long-term holder or an active spender, Auto Earn fits quietly into your strategy by earning yield in the background while maintaining instant redemption capability when funds are needed. It’s a simple, smart way to maximize value from assets that are sitting idle in your Funding Account.
Key Takeaways:
Bybit Auto Earn is a product that automatically invests your idle crypto balances into Flexible Savings to generate passive income without manual intervention.
It’s available through three Bybit products — Easy Earn, Bybit Card and Bybit Pay.
Key benefits of Auto Earn include automated daily yield generation, real-time redemption for spending, customizable asset selection, compounding via Auto-Deduction and the option to unstake at any time.
What is Bybit Auto Earn?
Bybit Auto Earn, formerly known as Auto Savings, is a feature designed to automatically invest your idle crypto assets into Bybit’s Flexible Savings products. Instead of manually subscribing your digital assets to Flexible Savings plans every time, Auto Earn streamlines the process by automatically allocating eligible funds from your Funding Account into Flexible Savings daily at 10AM UTC. This automation ensures your idle crypto is consistently working to generate yield without requiring constant management.
Auto Earn supports approximately 40 different cryptocurrencies, including major coins like Bitcoin (BTC), Ethereum (ETH), Tether (USDT), USDC (USDC) and many smaller-cap altcoins. This broad range allows you to maximize your passive income opportunities across diverse assets held in your portfolio.
Each supported coin has a predefined Auto Earn limit — a maximum threshold for how much can be automatically invested through this feature. Once your total investment in a particular token (including both Auto Earn and any manual Flexible Savings subscriptions) reaches its respective limit, Auto Earn will pause further automatic subscriptions for that token. However, you can still manually add more funds to Flexible Savings (up to the maximum stake limit).
The system runs a daily snapshot of your available transferable balance in the Funding Account, and subscribes the eligible portion to Flexible Savings plans. To qualify for automatic subscription, the amount must meet the minimum investment requirement of the respective Flexible Savings plan. If the available balance is below the minimum, or exceeds the maximum limit, the automatic subscription for that day will not occur.
Auto Earn yields are generated based on the Flexible Savings product’s floating APR, which varies according to market conditions and the specific token. Since the investments remain in Flexible Savings, users can redeem their assets anytime without penalties or lockup periods.
Yields are calculated hourly, based on the variable APR, and credited daily at 12:30AM UTC to your Funding Account. Users retain the option to redeem their assets at any time, with redemption processed immediately upon request.
Benefits of Bybit Auto Earn
Bybit Auto Earn offers a fantastic way to generate passive income by automatically putting your idle crypto assets to work. Once enabled, Auto Earn continuously invests your unused digital assets into Flexible Savings products without manual intervention. This “set it and forget it” approach means your funds are always earning interest in the background, maximizing your holdings without extra effort or time spent managing your investments.
One of Auto Earn's standout features is its flexibility. Your assets remain fully liquid, and can be redeemed at any time, with no lockup periods or penalties. This ensures you have instant access to your funds whenever you need them, whether for trading, spending or transferring.
Auto Earn lets you customize your strategy by offering a wide variety of cryptocurrencies to use. Whether you prefer to focus on major cryptos like BTC, ETH and USDT or diversify into a range of smaller-cap tokens, you’re in complete control of which assets work for you. Plus, Bybit enforces sensible investment limits per token to manage liquidity and maintain stable yield calculations without excessive risks to you or the overall system.
For those seeking to maximize returns, the Auto-Deduction feature offers compounding interest by automatically reinvesting your earnings back into Flexible Savings. This option helps your idle assets grow faster through interest-on-interest effects — all while keeping your crypto readily available.
In short, Bybit Auto Earn combines ease of use, flexible access and smart automation to turn idle crypto balances into an ongoing source of yield, perfectly fitting both long-term holders and active users who value liquidity and convenience.
How to get started with Bybit Auto Earn
Bybit Auto Earn is available through three key interfaces — Easy Earn, Bybit Pay and Bybit Card.
Easy Earn is Bybit’s investment product suite that allows users to passively grow their idle assets through flexible or fixed-term savings options.
Bybit Pay is a payment gateway that lets users seamlessly send, receive and pay with crypto or fiat.
Bybit Card is a Mastercard debit card that allows users to spend their crypto both online and offline using a virtual or physical card.
We’ll demonstrate the steps for activating Auto Earn via the Bybit Card interface. The general procedure is fairly similar across all three products that support Auto Earn.
Step 1: Go to the main navigation bar on the Bybit website, click on Finance and select Card to open your Bybit Card dashboard.
Step 2: On the right side of the Spending Power section, locate the Auto-Earn toggle and switch it on. This enables automatic daily subscriptions of your transferable balance (for the selected payment asset) into Flexible Savings plans.
Step 3: After selecting your preferred crypto, read the provided information, acknowledge the terms and click on Confirm to activate the feature. This screen will list the general conditions and terms for the Auto Earn product, as detailed in the earlier sections.
Step 4: Enable the Auto-Deduction function to automatically use funds staked in Flexible Savings for card payments.
Once Auto Earn is activated, your selected idle assets will be auto-subscribed to Flexible Savings daily at 10AM UTC, with no manual action required on your part.
Closing thoughts
Bybit Auto Earn offers a simple, automated way to earn passive income from your idle crypto, all without sacrificing liquidity or control. With automatic daily subscriptions into Flexible Savings, seamless redemption and compounding options via Auto-Deduction, it helps you put your unused funds to work in the background.
Whether you’re a long-term holder looking to maximize yield or an active user needing on-demand access to your crypto for payments or trading, Auto Earn adapts to your needs with minimal effort. Accessible via Bybit Easy Earn, Bybit Pay and Bybit Card, Auto Earn integrates smoothly into any account strategy. With support for dozens of coins, including the majors, and full customization by asset, Auto Earn is an innovative and flexible solution for optimizing crypto fund management — and a terrific solution for anyone tired of leaving money on the table.
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